Lending Policy - CashCourier.ca

CashCourier.ca works with lenders who are required by law to follow Provinces and Federal regulations. To ensure responsible lending, we have the following policies in place:

APR and Fees Disclosure: The Truth in Lending Act requires all lenders to provide borrowers with information on loan terms, including interest rates and fees, before they sign up for a loan. It is important for borrowers to carefully review this information.

Federal and Provinces Regulations: All lenders accessible through this website must comply with Federal and Provinces regulations, and each Province has its own laws that govern loans.

Fair Debt Collections: Third-party debt collectors must comply with the Fair Debt Collection Practices Act (FDCPA), which is overseen by the Federal Trade Commission. This includes not contacting borrowers outside of reasonable hours, using abusive language, or making false threats. If a lender violates the FDCPA, borrowers can contact us and file a complaint with the Federal Trade Commission.

Legal Disclaimers: Lenders may require borrowers to provide personal information, such as social security numbers and bank account information, to determine if there is a possible fit between the borrower and lender. CashCourier.ca does not collect or sell loan applications and does not assist in the loan application process. Participating lenders may check credit history and evaluate creditworthiness using national databases. Borrowers are advised to investigate lenders and carefully review loan terms before accepting. Late or missed payments may result in increased fees and interest rates. Loan offers on this website are provided by lenders who compensate the operator of this website for leads.

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