How it Works

How does loans work?

What is an Installment Loan?

A Personal Loan allows you to pay for your loan over a longer period of time than your traditional Payday Loan. With a personal loan you are allowed to repay the loan in scheduled payments that are generally equal in amount (last payment may vary slightly). If you have an active checking account, direct deposit and an income, you can be approved within a few minutes. The money is electronically transferred to and repaid from your bank account on certain dates you have agreed. This allows you the flexibility to deal with emergency cash circumstances such as auto repairs, unexpected medical bills, or other financial needs.

How does it work?

Borrowing is quick and easy! Simply do the following:
Fill in our simple on-line form to get connected with a lending partner.
You will usually receive your online decision from the lender within minutes.
If approved, you then agree to the terms and conditions of your loan and electronically sign your loan agreement. In most cases, the funds will be in your account as soon as the next business day.
We are not an installment lender. We attempt to connect you with a lender in our network.
If connected with a lender, they will contact you to complete the process, review the terms of your loan and discuss repayment options. Please review our terms for comprehensive information regarding our loan service.

A few requirements include but are not limited to:

Have a valid checking or savings account with direct deposit
Be 18 years of age
Be a Canadian citizen or permanent resident
Minimum regular income of $1000 per month
Upon meeting the qualifications, complete and submit our online form and we will aim to connect you with one of the lenders on our network.

Contact Us for more information.